Privacy Policy

Last Updated: July 14, 2026

At Ballinger Benefit Services, we value your trust and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://ballingerbenefitservices.com/, use our services, or interact with us.

Please read this Privacy Policy carefully. By using our website or services, you consent to the data practices described in this policy.

1. Information We Collect

To provide you with accurate insurance quotes and services, we may collect several types of information, including:

• Personal Identifiers: Name, mailing address, email address, phone number, date of birth, and Social Security number (when necessary for insurance underwriting).

• Financial & Policy Information: Current insurance coverage details, claims history, and payment information (e.g., bank account or credit card numbers for premium payments).

• Health Information: When assisting with life, accident, sickness, or Medicare insurance options, we may collect necessary health-related information to determine your eligibility and coverage options.

• Technical & Usage Data: IP address, browser type, device details, and information on how you interact with our website (collected via cookies or analytics tools).

2. How We Collect Your Information

We collect information in the following ways:

• Directly From You: When you fill out an online quote request, contact form, or application on our website; during phone calls; or through email correspondence.

• From Third Parties: With your authorization, we may obtain information from insurance carriers, consumer reporting agencies (such as motor vehicle records or loss history), or government databases (like Healthcare.gov).

• Automatically: Through standard website cookies and tracking technologies to improve our site’s functionality.

3. How We Use Your Information

We use the information we collect to:

• Provide, manage, and process insurance quotes, policies, and claims.

• Verify your identity and eligibility for coverage.

• Communicate with you regarding your policies, inquiries, and benefit updates.

• Send you newsletters, educational resources, or marketing communications (which you may opt out of at any time).

• Comply with state and federal legal and regulatory requirements.

4. How We Share Your Information

We do not sell, rent, or lease your personal information to third parties. We only share your information with:

• Insurance Carriers: To obtain quotes and bind coverage on your behalf.

• Service Providers: Trusted third-party vendors who assist us in operating our website, conducting our business, or servicing you (such as email marketing platforms or secure payment processors), under strict confidentiality agreements.

• Legal & Regulatory Authorities: When required by law, subpoena, or government regulation.

5. Security of Your Information

We implement robust administrative, technical, and physical security measures to protect your personal and sensitive information from unauthorized access, use, or disclosure. However, please note that no transmission over the internet or electronic storage method can be guaranteed 100% secure.

6. Your Rights & Choices

• Opt-Out: You can unsubscribe from our marketing emails at any time by clicking the "unsubscribe" link in the email or contacting us directly.

• Access & Correction: You have the right to request access to the personal information we hold about you and to request corrections to any inaccuracies.

• SMS/Text Messaging Opt-In/Opt-Out: If you opt-in to receive SMS communications from us, your consent and mobile number will not be shared with third parties for marketing purposes. You can opt-out at any time by replying "STOP" to any text message.

7. Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date at the top. We encourage you to review this policy periodically.

8. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Ballinger Benefit Services

Email: info@ballingerbenefitservices.com

Phone: (678) 679-2077

Mailing Address: 8735 Dunwoody Place 10720, Atlanta, GA 30350